In line with ASIC requirements, please click the below link to access our lending TMD

Target Market Determinations (TMD)

LENDING

We offer lending solutions that are secured by residential, residential investment, commercial, construction/development, industrial & rural property. 
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CVI lends on mortgages secured by Victorian properties, as we believe this is where our expertise lies.
​We continually monitor at Board level the diversity of our loan portfolio and have some internal maximum levels of exposure in more specialised securities.

​Please give us a call or email us if you wish to talk about your lending requirements.

"We find Brendan very easy to deal with - we liken our relationship to turning back the clock 20 years when banks used to be a bit more user friendly. We find that there is less red tape and we have developed a good relationship with CVI."

Mark Dellavedova
Inland Projects Pty Ltd, Maryborough

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​"As a brokerage firm we find CVI to be an intimate team who have in depth knowledge of the local market. Being a local business they understand the process and how best to service our clients lending requirements.

We look forward to a long and fruitful relationship with CVI for our clients into the future."

Neil McCahon
Director - Mulcahy & Co Lending, Ballarat

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"Molnar Jarrett Property and CVI have been working together for over 10 years. As a residential property developer in the Ballarat market, we like dealing with CVI for the following reasons:

• Loan products suited to our business
• Dealing directly with the decision-maker
• Follow through on their word. Verbal approval is promptly followed by written loan approval
• Excellent customer service. eg. quick turnaround of draw down requests.
• Strong understanding of developer's funding needs"

Alex Molnar
Molnar Jarrett Property

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Jack Dodd is a local builder who started in the construction industry in 2007. For a long time, he aspired to be a registered builder. In 2015 he started Monde Verde which was a local concreting company & then in 2018 he obtained his builders license and started JV Dodd Building.

Jack’s approach to his building company is to be as transparent as possible with his potential clients right from the outset & doesn’t try to win people over with unrealistic quotes or promises. Jack’s clients enjoy dealing with him due to his honest and straightforward attitude.

Jack also loves being a local company and prefers to use local trades and professional services where possible. He believes that is one of the best aspects of this business & is quite proud of his ability to tell his clients that his suppliers are also local businesses.

Jack uses CVI to assist with his projects as he loves how we simplify things for him.

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"The relationship we have with CVI is very good.

The benefits for both us and our clients working with CVI is certainly the flexibility that they offer, the banking world where we operate most of the time, they're not prepared to be flexible at all."

Paul Ballinger
Real Estate Home Loans, Ballarat

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"CVI make the effort to understand how my business operates . They are reliable and professional and the working relationship I have developed with them over the last 15 years is an integral part to the successful running of my business."
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Steve Graovac


Richmond Grove blocks are available  for purchase through Wilson Estate Agents Ballarat, for more information, call  03 5333 4797

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"Having had numerous dealings with the team at CVI I have come to a realisation that they have a strong commitment to the provision of excellent customer service with a professional and efficient delivery at all levels within the organisation.
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In these times of financial change CVI fills a void in the market place that enables many projects to proceed that may had difficulties being constructed using conventional banking institutions. In our case this had led to projects commencing early or simply just commencing. The benefits to ourselves has been notable, and therefore benefits flow from there to the Ballarat community. Projects they have been involved with benefit the Ballarat community with employment and projects funded outside of Ballarat help create wealth and prosperity inside our city.

They exercise very friendly and courteous customer relations. Every request is acted upon with a degree of urgency, not found in many financial institutions today. I believe with what CVI offer that they make a large and beneficial difference to their client list and the opportunities they are able to create leads to a better and more prosperous Ballarat."
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Neil Jens
​Jens Veal Partners

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"CVI have been fair and honest in all of their dealings with us. The staff are friendly and always obliging. The personal service they give in coming to talk to you about your requirements gives you an opportunity to discuss your specific needs and demonstrates an interest in your business which is rarely seen in the banking sector.

CVI were more inclined to listen to our needs and accommodate us as best they could. The personal service was a big factor in us choosing CVI over any of the major banks.

They offered a very personal service, listened to our needs and gave us a loan we needed on very comparable interest rates. At one time we decided that we should “go back to the big banks”. We quickly realised our error and we were grateful that CVI promptly renegotiated our loans. A lesson learned! Thanks CVI"

Joe Aguis

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"We have had dealings with CVI over a number of years and have received excellent service which has resulted in positive commercial outcomes for my, at times, unique development projects.

I choose CVI because of the flexibility of their products, the personalised service they provide and their competitive interest rates."

Colin Wilson