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I want to start saving and am under 35

I want to set up an investment for a loved one

What is a '​Grow With Us' 31 Day Notice Secured Note?

A 'Grow With Us Secured Note' allows you to deposit some of your pay every week which builds up to be a significant amount of money over time.

31 Day Notice Secured Note means that you have to give 31 days notice to take money out of your account. This makes spending harder and saving easier, which will help you with your long term saving goal.

*Terms and conditions apply (see below)

How can you open a ‘Grow With Us’ Secured Note?

If you’re 35 or under, you can open an investment at any time, and invest for as long as you like. 

All you need is a minimum starting balance of $200  – this can be from money you’ve saved up or even a gift from a parent or grandparent.

​To open your very own simply complete the form below, and one of our friendly staff will contact you to discuss your needs & to complete your application. 

​You can even make extra money! 

If you deposit at least once a month & don’t withdraw money from your investment within a calendar month, we give you a bonus by doubling your interest rate, from 2.25% to 4.50% per annum.

This means you can earn even more money for when you want to buy your first car, travel overseas or put in a deposit for your first home. 

What could your investment look like? 

Johnny is 15 years old and earns $80 a week from his part time job. After opening his ‘Grow With Us’ Secured Note with a starting balance of $200, he puts $40 of his wage away every week. 
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Over the next three years, his investment grows to a total of $6,896 including bonus interest payments from CVI - ready to buy his first car or an overseas trip for his gap year!

Click image to zoom in

Try the ASIC Investment Calculator to calculate your potential savings below.

CLICK HERE >

This Christmas, give the gift of investment. 

A ‘Grow With Us’ investment is one way that you can help a loved one aged 35 years or under.

Making regular deposits (at least once monthly) into your loved ones Grow With Us investment, along with interest paid, can assist them in reaching their savings goals

​You can open a ‘Grow With Us’ now with no lock in term, and add as much or as little as you like .

How can you set up a ‘Grow With Us’  for a loved one?

​A ‘Grow With Us’ Secured Note is easy to set up!

​Start with a balance of at least $200 and deposit funds at least once a month (and not withdraw) to receive up to 4.50% p.a interest. These deposits can be made from you and/or your loved one – a great way to teach the value of saving.

To open your very own ‘Grow With Us’ simply complete the form below, and one of our friendly staff will contact you to discuss your needs & provide further information on how to complete your application.

Terms & Conditions

About 
The intention of this 31 Day Notice Secured Note is to reward & encourage our younger generation to save money. Providing they are making deposits whether it be one off or regular (i.e. weekly fortnightly etc) & no withdrawals within the same month they can receive the benefit of bonus interest on top of the base interest earned in that month.

Features

• The ‘Grow With Us’ Secured Note is available to people under the age of 35.
• Requires a minimum initial deposit of $200
• Base interest is accrued daily.
• Base interest is paid on the first day of each month.
• Bonus Interest, if eligible, is paid on the last day of each month.
• Base interest rate of 2.25% with bonus rate of 2.25%
• A minimum of 31 days’ notice of withdrawal is required.
• To accrue bonus interest, you need to deposit at least once a month & not make a withdrawal
• If a withdrawal is made during the month, bonus interest will not be credited.
• Minimum balance of $1.00 is required to accrue base interest
• Deposits can be made anytime via EFT, cheque or cash.
• No fees or charges apply.